Tiga Tanda Tangan

Tiga Tanda Tangan is an educational project explaining the risks of informal vehicle finance takeovers in Indonesia, where a buyer takes over loan payments without formally transferring the agreement. It breaks down how ownership, payment obligation, and lender consent can end up split between three different parties, creating gaps that surface when payments stop. The site does not extend credit, collect instalments, hold documents, assess creditworthiness, or grant consent on behalf of any party. It is run by Alih Kredit Nusantara, an Indonesian company operating independently of lenders, aiming to help people understand the risks before entering such informal arrangements.