Budgetfold

Budgetfold is a manual, envelope-style budgeting tool built on the zero-based method, giving every dollar a job at the start of the month. Users assign income into categories, enter spending manually or via CSV import, and track overspending, goals, and subscriptions with renewal calendars and price alerts. It doesn't connect to bank accounts, working instead from imported CSV, OFX, QFX or QIF files, including data from YNAB, Mint, Monarch, Goodbudget, Rocket Money, Copilot and Tiller. It supports any currency and household sharing of up to six people. A free tier covers one month's budget, two accounts and 100 transactions; paid plans start at $39 a year.