Roca Beneficios

Roca Beneficios offers a suite of employee benefits that companies can activate at no cost, with repayments collected automatically through payroll. The platform includes payroll loans, payroll advances, card payoff, auto-backed loans, mortgage credit, hospital expenses, funeral assistance, insurance, occupational health (NOM-035), and business financing. HR teams choose which benefits to turn on, removing the need to act as informal lenders for staff. Deductions run through existing payroll cycles, whether weekly, biweekly, or semimonthly, with visibility for finance teams. The service is aimed at Mexican companies and their employees, offering quick access to credit without lines, cosigners, or the higher costs of alternatives like pawn shops or informal lending groups.